• Bread Financial’s September 2026 net principal loss rate was 5.99%, with net principal losses of $92 million.
• For the three months ended September 30, the net principal loss rate was 6.4%, with losses of $300 million.
• The September 30 delinquency rate fell to 5.57% from 6.04% a year earlier.
• Average credit card and other loans for September rose 6.4% year over year to $18.74 billion.
• Quarterly average credit card and other loans increased 5.7% year over year to $18.59 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202610220655PRIMZONEFULLFEED9850454) on October 22, 2026, and is solely responsible for the information contained therein.