• United Bankshares’ third-quarter 2026 net income fell year over year to $128.7 million.
• Net interest income rose 5% year over year to a record $294.3 million, primarily due to lower deposit rates and loan growth.
• Noninterest income dropped 29% year over year to $30.8 million, while noninterest expense climbed 7% to $156.7 million.
• The provision for credit losses declined 48% year over year to $6.2 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Bankshares Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202610220750BIZWIRE_USPR_____20261022_BW001739) on October 22, 2026, and is solely responsible for the information contained therein.