• Alkami's analysis highlights layered fraud intelligence as key to detecting check fraud before funds are released.
• The Federal Reserve's 2026 survey found 63% of financial institutions experienced check fraud attempts in the preceding 12 months.
• The 2026 AFP survey found 58% of organizations reported check fraud in 2025; 72% of check users expect to continue using checks.
• Combining image analysis with cross-institutional intelligence can help institutions target suspicious deposits while reducing unnecessary holds on legitimate transactions.
• Fraud losses prevented, false-positive rates and investigation time offer more meaningful performance measures than alert volume, the analysis argues.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Alkami Technology Inc published the original content used to generate this news brief on October 22, 2026, and is solely responsible for the information contained therein.