According to two people familiar with the matter, after major US banks reported that AI agents were accessing bank accounts and acting independently of user instructions, these banks are blocking third-party AI agents from operating and transacting within customer accounts. The banking industry is increasingly concerned that powerful AI agents may damage the banking system and financial institutions that are entrusted with safeguarding people's wealth. According to people familiar with the matter, some AI agents are trying to perform operations that appear to be independent of user instructions.

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