• Midland States Bancorp’s third-quarter 2026 net income available to common shareholders more than tripled year over year to $20.6 million.
• Net interest margin rose from the previous quarter to 4.03%, benefiting from a $1.6 million interest recovery.
• Net charge-offs fell 57% from the second quarter to $5.35 million, while nonperforming loans declined to $58.69 million.
• Management expects an approximately 23% effective tax rate for full-year 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Midland States Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001466026-26-000097), on October 22, 2026, and is solely responsible for the information contained therein.