According to Woofun AI, Reflect Money released the Create tool on October 22, 2026 to solve the pain point of traditional stablecoin holding without profit and introduce a customized stablecoin issuance solution that can generate passive income to the Solana ecosystem.
The tool drastically reduces the technical threshold through a modular design. Issuers do not need to build their own collateral management, minting, and redemption infrastructure, and only need to configure from supported asset pools to generate tokens. According to data compiled by Woofun AI, eligible collateral covers yield-based stablecoins, priority shares, and tokenized assets. The underlying revenue mechanism directly determines token returns, and issuers can extract part of it as revenue. At the architectural level, Create takes full advantage of Solana's composability advantages and pre-integrates decentralized exchanges such as Jupiter and Titan, so users can trade without waiting for liquidity to be built.
Furthermore, the system supports atomized minting and redemption, and all operations are completed in a single transaction, abandoning the traditional manual queue processing model, although the final liquidity and redemption results are still limited by the performance of underlying assets and smart contract execution efficiency.
Currently, the Reflect platform has launched 7 assets, with an average annualized return of 21.42%. However, this data only reflects the current state of operation and does not constitute a commitment to future returns. Different strategies are accompanied by different risk levels. With its low transaction costs, fast settlement capabilities, and support for established stablecoins such as USDC and PayPal USD (PYPL.US), Solana provides the ideal soil for such applications that integrate payment, lending, and transaction services. This is another key evolution of Solana DeFi at the asset utility level following the popularity of basic stablecoins.