• Bradesco expects 2026 net interest income near the bottom of its BRL 42 billion–BRL 48 billion guidance range, reflecting credit-cost pressure.
• Fourth-quarter treasury income should broadly match the third quarter, bringing the annual total to around BRL 3 billion.
• Gross net interest income is expected to rise further in the fourth quarter, following 14.2% year-over-year growth in the third quarter.
• Credit costs and delinquencies should remain elevated; government-guaranteed FGI/FGO loans accounted for half the quarterly 30-basis-point delinquency increase.
• The bank targets an operating efficiency ratio near 40% by the end of its transformation, with further savings expected over two to three years.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco Bradesco SA published the original content used to generate this news brief on October 26, 2026, and is solely responsible for the information contained therein.