• APS Bank’s nine-month group pre-tax profit jumped 94% year over year to €34.53 million, a record performance.
• Net interest income climbed 38% to €77.73 million, supported by lending growth, stronger treasury contributions and lower funding costs.
• Net impairment charges rose to €3.49 million, primarily due to additional provisions for Stage 3 commercial and syndicated loan exposures.
• Operating expenses increased to €48.93 million, while the cost-to-income ratio improved to 56.6%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. APS Bank plc published the original content used to generate this news brief on October 28, 2026, and is solely responsible for the information contained therein.