• Happen’s third-quarter 2026 diluted EPS rose 35% year-over-year to $0.50.
• Total net revenue fell year-over-year to $263.2 million.
• Loan originations climbed 26% year-over-year to $3.3 billion, driven by product and marketing initiatives.
• The bank began underwriting and originating home improvement loans, adding distribution partners.
• Full-year 2026 diluted EPS guidance increased to $1.87–$1.92, while loan originations guidance narrowed to $12.3 billion–$12.4 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Happen Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001409970-26-000198), on October 28, 2026, and is solely responsible for the information contained therein.