• BBVA’s net attributable profit rose 14% year-over-year to €9.07 billion in the first nine months of 2026.
• Gross income reached €32.07 billion, while the efficiency ratio stood at 37.9%.
• The CET1 capital ratio stood at 12.21% at September-end; the bank began the second €1 billion tranche of its extraordinary share buyback.
• The bank launched “The Frame,” a common framework to deploy and govern AI agents at scale with human oversight.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BBVA - Banco Bilbao Vizcaya Argentaria SA published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-437079), on October 29, 2026, and is solely responsible for the information contained therein.