• Citizens Financial Services’ third-quarter 2026 net income rose 19% year over year to $11.92 million.
• Net interest income before credit-loss provisions increased 8% year over year to $27.26 million, driven by organic loan and investment growth.
• Non-performing assets more than doubled year over year to $51.54 million at September 30, 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Citizens Financial Services Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000739421-26-000092), on October 30, 2026, and is solely responsible for the information contained therein.