[The three quarterly reports of the four major banks have been released, and interest income has collectively accelerated, and technology finance has become a necessary point of contention] Looking over the latest three quarterly reports of the four major banks, the growth rate of net interest income became a common highlight, and they all achieved a year-on-year increase of about 10%. At the same time, technology finance has become a contender for the four major banks. According to data from the Agricultural Bank, in the first three quarters of this year, loan growth rates for technology-based enterprises and technology-based SMEs were 28% and 34% respectively; at the same time, pilot AIC equity investment projects were promoted in an orderly manner. A total of 33 pilot funds were set up, and the funds invested 86 science and innovation projects, amounting to 7.3 billion yuan. Investment in underwriting science and innovation bonds was increased. In the first three quarters, 49 science and innovation bonds were mainly underwritten, with an issuance scale of 134.6 billion yuan. The Bank of China, on the other hand, pointed out that it has provided technology loan support to more than 200,000 enterprises, and the balance of technology loans accounts for more than one-third of public loans. ICBC and CCB did not disclose specific data. However, ICBC mentioned that the technology loan balance market is leading; CCB indicated that it has anchored the goal of leading banks. The growth rate of technology loans is higher than the average growth rate of various loans, and the growth rate of loans to technology-based enterprises remains leading the industry.

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