The reporter recently learned that with the official launch of the Postbank App, the issuance of large deposit slips by the six major banks has all been restarted. On October 29, the Postbank launched a total of 3- and 6-month large-value deposit cards, all starting at 200,000 yuan: the two 6-month models have an annual interest rate of 1.05% and are transferable; the 3-month annual interest rate is 0.85% and non-transferable. The interest rates are significantly higher than the bank's interest rate for time deposits for the same period. Earlier, on July 1, the Bank of China launched the first batch of personal large deposit slips in 2026, covering periods of 1 month to 5 years. Since then, Agricultural Bank, China Construction Bank, Industrial and Commercial Bank, and Bank of Communications have followed suit.
Zhitongcaijing · 2d ago
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The reporter recently learned that with the official launch of the Postbank App, the issuance of large deposit slips by the six major banks has all been restarted. On October 29, the Postbank launched a total of 3- and 6-month large-value deposit cards, all starting at 200,000 yuan: the two 6-month models have an annual interest rate of 1.05% and are transferable; the 3-month annual interest rate is 0.85% and non-transferable. The interest rates are significantly higher than the bank's interest rate for time deposits for the same period. Earlier, on July 1, the Bank of China launched the first batch of personal large deposit slips in 2026, covering periods of 1 month to 5 years. Since then, Agricultural Bank, China Construction Bank, Industrial and Commercial Bank, and Bank of Communications have followed suit.
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