• SBI Shinsei Bank's November 2, 2026, first-half fiscal 2026 results webinar featured CFO Eisuke Terasawa and Deputy CFO Tsuyoshi Miyake.
• Pretax income reached a first-half record JPY 92.9 billion, roughly 1.5 times the year-earlier level.
• Net income remained broadly unchanged at JPY 69 billion as normalized income tax expenses offset pretax earnings growth.
• Management raised the estimated benefit from interest rate increases to JPY 9 billion from JPY 8 billion following an earlier-than-expected hike.
• The bank introduced a JPY 10-per-share interim dividend, targeting a full-year payout of at least JPY 42 per share.

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