• Credem’s 9M26 net profit fell 9% year over year to €458.8 million.
• Operating Income rose 9% year over year to €1.53 billion, while Net Interest Income increased 5% to €762.9 million.
• Non Interest Margin climbed 14% year over year to €770.6 million, while operating costs rose to €712 million.
• The 9M26 Credemholding CET1 ratio reached 16.5%, with a 795-basis-point buffer over the 2026 SREP requirement.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CREDEM - Credito Emiliano S.p.A. published the original content used to generate this news brief on November 05, 2026, and is solely responsible for the information contained therein.