• Small-business Subchapter V elections rose 24% year over year to 280 in October 2026.
• Total US bankruptcy filings increased 2% to 54,028, despite one fewer business day than a year earlier.
• Individual bankruptcy filings climbed 2% to 51,266, reflecting continued pressure on household finances.
• Commercial filings fell 4% to 2,762; commercial Chapter 11 filings declined 2% to 624.
• Subchapter V elections increased 3% from September, while total filings also rose 3% month over month.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. EPIQ Systems Inc. published the original content used to generate this news brief on November 06, 2026, and is solely responsible for the information contained therein.