• NI Holdings swung to net income of $5.53 million in the third quarter of 2026 from a year-earlier loss.
• The combined ratio improved 15.5 percentage points to 93.6%, primarily helped by favorable Non-Standard Auto reserve development.
• Gross premiums written fell 7% year over year to $54.35 million, driven by the Non-Standard Auto exit.
• Net investment income dropped 11% year over year to $2.72 million, primarily due to a lower average fixed-income portfolio balance.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. NI Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001174947-26-000965), on November 06, 2026, and is solely responsible for the information contained therein.