• SJF Bank’s new strategy targets return on equity above 13.5% after tax by 2030, with a cost-to-income ratio permanently below 50%.
• Total payout is targeted above 50%, with dividends exceeding 30% of annual profit.
• The CET1 ratio goal is above 18%, supporting the bank’s continued independence.
• Planned efficiency measures include a 50 million kr. cost-base reduction alongside 100,000 optimization hours, partly through AI.
• The bank also aims to join the Large Cap index.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SJF Bank A/S published the original content used to generate this news brief on November 10, 2026, and is solely responsible for the information contained therein.