• Bread Financial's October 2026 net principal loss rate fell to 6.69% from 7.5% a year earlier.
• Net principal losses declined to $107 million from $112 million.
• The delinquency rate decreased to 5.64% as of October 31 from 6.05% a year earlier.
• Average credit card and other loans rose 6.9% year over year to $18.85 billion.
• End-of-period credit card and other loans totaled $18.96 billion, compared with $17.69 billion a year earlier.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202611101700PRIMZONEFULLFEED9873733) on November 10, 2026, and is solely responsible for the information contained therein.