• N26 partnered with Franklin Templeton to launch a fully digital private retirement account in Germany on Jan. 1, 2027.
• Franklin Templeton will be the exclusive investment and product partner for the Standard portfolio, while supporting the Self-directed portfolio alongside other partners.
• Customers can choose a predetermined Standard portfolio or build a Self-directed portfolio from more than 300 funds within the banking app.
• Both portfolios qualify for government subsidies, including a basic grant of up to €540 annually.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. N26 SE published the original content used to generate this news brief on November 12, 2026, and is solely responsible for the information contained therein.