Digital banking platform Nubank (NYSE:NU) reported Q3 2026 results missing Wall Street’s revenue expectations, with revenue up 34.8% year on year to $5.82 billion. Its GAAP profit of $0.22 per share was in line with analysts’ consensus estimates.
For more on Nubank, read our free full research report.
Nubank Q3 2026 highlights:
- Revenue $5.82 billion vs. analysts’ consensus estimates of $5.94 billion, according to S&P (34.8% year-on-year growth, 2.0% miss)
- Pre-tax profit $1.35 billion (23.2% margin)
- EPS (GAAP) $0.22 vs. analysts’ consensus estimates of $0.22 (in line)
- Market capitalization $59.51 billion
Revenue growth
A company’s long-term performance is an indicator of its overall quality. Any business can experience short-term success, but top-performing ones sustain growth for years. Over the last five years, Nubank grew its revenue at a strong 76.6% compounded annual growth rate. Its growth surpassed the average financials company and shows its offerings resonate with customers.
Long-term growth matters most, but within financials, a half-decade historical view may miss recent interest rate changes, market returns and industry trends. Nubank’s annualized revenue growth of 40.8% over the last two years is below its five-year trend, but the results still suggest healthy demand.
This quarter, Nubank reported strong year-on-year revenue growth of 34.8%, and its $5.82 billion of revenue missed Wall Street’s consensus estimates by 2.0%.
Key takeaways from Nubank’s Q3 results
Revenue came in well ahead of analysts’ consensus estimates, making Nubank’s third quarter a solid one. Shares edged higher 1.4% to $12.05 immediately after the results.
Nubank had a solid quarterly earnings result, but assessing the stock as an investment requires a broader view. Consider valuation and business quality as well as the latest earnings. For more on Nubank, read the full research report here (it’s free).