• Uwharrie Capital’s net income fell to $2.86 million for the three months ended September 30, 2026, versus a year earlier.
• Nine-month net income rose nearly 21% year-over-year to $9.99 million.
• Net interest income for the nine months climbed 5% year-over-year to $30.16 million.
• Nine-month mortgage banking income dropped 15% year-over-year to $2.55 million, with higher borrowing costs and economic uncertainty weighing on the business.
• The board declared a 3% stock dividend payable November 23, 2026, to shareholders of record November 5.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Uwharrie Capital Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-459525), on November 13, 2026, and is solely responsible for the information contained therein.