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Assessing CVB Financial (CVBF) Valuation After Recent Share Price Momentum

Simply Wall St·02/08/2026 08:10:47
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Recent share performance and what it could mean for investors

CVB Financial (CVBF) has drawn attention after its shares moved higher recently, with a 1 day return of 2.19% and gains over the past week, month, and past 3 months.

For investors watching regional bank stocks, this recent performance raises questions about how the bank's current valuation lines up with its reported fundamentals, including profitability and revenue trends.

See our latest analysis for CVB Financial.

Looking beyond the latest move, CVB Financial's share price has gained 14.78% year to date and its 1 year total shareholder return is 9.33%, while the 3 year total shareholder return of 0.12% suggests recent momentum has been relatively stronger than its longer run performance.

If this kind of steady regional bank move has you thinking about where else capital might work for you, it could be worth taking a look at our curated list of 22 top founder-led companies as another way to spot potential opportunities.

So with CVB Financial trading at $21.43, an indicated 32.66% intrinsic discount and a price target of $22.83, you have to ask: is there still a buying opportunity here, or is the market already pricing in future growth?

Most Popular Narrative: 8.8% Undervalued

At $21.43, CVB Financial is trading below a widely followed fair value estimate of $23.50, which is built on detailed revenue and profit margin forecasts.

The company's disciplined expense control and operational efficiency through technology investment, branch optimization, and lease negotiations support industry-leading efficiency ratios and provide positive operating leverage even in periods of slow loan growth, benefiting net margins and long-term profitability.

Read the complete narrative.

Curious what kind of revenue growth and margin profile needs to hold up for that valuation to make sense? The narrative leans on higher fee income, improving efficiency, and a future earnings multiple that is very different from where the stock trades today. All of this is tied together by a specific discount rate and time frame that you might want to stress test for yourself.

Result: Fair Value of $23.50 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, those revenue and margin assumptions could be tested if California specific weakness in commercial real estate or tougher loan and deposit competition begins to have an impact.

Find out about the key risks to this CVB Financial narrative.

Build Your Own CVB Financial Narrative

If you are not fully on board with this view or prefer to evaluate the numbers yourself, you can create your own complete narrative in a few minutes, starting with Do it your way.

A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding CVB Financial.

Looking for more investment ideas?

If CVB Financial has you thinking more broadly about where to put your money to work, it is worth lining up a few other ideas side by side.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.