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Should Renasant’s Earnings Beat and Integration Progress Prompt a Fresh Look From RNST Investors?

Simply Wall St·02/17/2026 17:17:38
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  • In the most recent quarter, Renasant reported revenue of US$282 million, exceeding analyst expectations and delivering stronger profitability and improved efficiency, while an executive advisor sold 20,000 shares in a past insider transaction.
  • The quarter also highlighted successful integration of The First Bancshares, reinforcing how scale and efficiency gains are becoming increasingly important to Renasant’s business model.
  • With Renasant’s earnings beating expectations and integration progress underscored, we’ll explore how this performance shapes the company’s broader investment narrative.

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Renasant Investment Narrative Recap

To own Renasant, you need to believe it can convert its growing scale into durable profitability without taking on excessive credit or integration risk. The latest results, with revenue of US$282 million beating expectations and efficiency improving, support the near term catalyst of realizing merger benefits, while elevated credit costs and insider selling underline that credit quality and capital discipline remain key watchpoints rather than being materially altered by this quarter.

The most relevant recent development here is the board’s authorization of a new share repurchase program of up to US$150 million, with US$13.2 million executed in late 2025. This capital return sits alongside the better than expected earnings and integration progress, and it will matter most if Renasant can sustain improved returns while managing higher loan charge offs and deposit funding pressures.

Yet despite the strong quarter, investors should be aware of how rising credit costs could interact with Renasant’s heavy exposure to traditional real estate and commercial lending...

Read the full narrative on Renasant (it's free!)

Renasant's narrative projects $1.6 billion revenue and $581.6 million earnings by 2028. This requires 30.4% yearly revenue growth and about a $422 million earnings increase from $159.7 million today.

Uncover how Renasant's forecasts yield a $44.67 fair value, a 10% upside to its current price.

Exploring Other Perspectives

RNST 1-Year Stock Price Chart
RNST 1-Year Stock Price Chart

Five members of the Simply Wall St Community value Renasant between US$38.43 and US$63.45, underlining how far opinions can diverge. Against this range, recent earnings beats and integration progress sit alongside concerns about higher loan charge offs and regional credit risks, so you should weigh several viewpoints before deciding how this might shape the bank’s performance.

Explore 5 other fair value estimates on Renasant - why the stock might be worth 6% less than the current price!

Reach Your Own Conclusion

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.