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To own Principal Financial Group, you need to believe in its ability to convert its retirement, asset management, and insurance franchises into dependable cash generation, even as market volatility pressures fees and margins. The higher dividend and completed US$1.50 billion in buybacks reinforce the emphasis on capital returns, but they do not materially change the near term tension between softer earnings and the need to maintain growth in assets under management.
The most relevant update here is the full year 2025 earnings release, which showed revenue of US$15,625.5 million and net income of US$1,185.1 million, both lower than a year earlier. Placing the richer dividend and sizable repurchases against this backdrop highlights the trade off investors face between enjoying capital returned today and monitoring how fee pressures and asset flows could influence earnings resilience tomorrow.
Yet beneath the higher dividend, investors should also be aware of how persistent fee compression and weaker inflows could...
Read the full narrative on Principal Financial Group (it's free!)
Principal Financial Group's narrative projects $18.8 billion revenue and $2.2 billion earnings by 2028.
Uncover how Principal Financial Group's forecasts yield a $92.91 fair value, in line with its current price.
Some of the most optimistic analysts were expecting revenue near US$19.1 billion and earnings around US$2.3 billion by 2028, which is a much rosier view than consensus. When you set those expectations against today’s higher dividend and completed buybacks, it underlines how differently you can interpret the same business and why it is worth comparing several viewpoints before deciding what you believe.
Explore 3 other fair value estimates on Principal Financial Group - why the stock might be a potential multi-bagger!
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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